Last Updated: Monday, October 07, 2019

Medicare Savings Programs (MSP) (TX)

Health & Human Services (HHS)
4900 N Lamar BLVD
Austin, TX 78751

TEL: 512-424-6500

Program Website

Benefits Summary

Medicare savings programs (MSP) help pay for certain Medicare premiums, deductibles, coinsurance, and co-pays. There are 4 MSP programs: QMB; SLMB;QI; and QDWI. The eligibility requirements and benefits differ by program.


QMB helps pay for Part A & B premiums, deductibles, copays, and coinsurance. SLMB and QI both help pay for Part B premiums only; however, their income guidelines differ. QDWI helps pay for Part A premiums. If you qualify for QMB, SLMB or QI, you automatically qualify for another program, Extra Help, which helps pay for Medicare prescription drug coverage.

Eligibility Guidelines

For all 4 programs: Must be enrolled in or eligible for Medicare Part A and meet assets (resources) and income guidelines. Income limits vary by program. Resource limits are the same for QMB, SLMB, and QI but differ for QDWI. For QDWI, you must be disabled. For details, see program web site.

How to apply

Apply In person at your State or local Medicaid (Human Services) office. Altho Medicaid administers this program, you do NOT have to be eligible for Medicaid to apply. For assistance, you may also contact your State Health Insurance Assistance Program (SHIP), which is known by various names at the state level. You can find your State's SHIP program at