Co-pay Cards FAQs
We are a non-profit organization that provides information on affordable drug programs, such as copay cards, to those who struggle to pay for monthly copays of expensive medications. As the cost of healthcare continues to rise, consumers need additional resources to help pay for their medications. Co-pay card programs are another option to consider. Typically offered by pharmaceutical companies, co-pay cards are designed to help people with private insurance for the co-payments required to obtain their prescriptions at the pharmacy. Each program is different, but many require a registration process prior to presenting the co-pay card to the pharmacist. The patient hands the co-pay card to the pharmacist when their prescription is being filled. The amount of the co-pay may be reduced or even covered entirely. If you're struggling to pay for an expensive medication, check out NeedyMeds.org to see if you qualify for a copay card.
The pharmacist is required to enter the patient's insurance number in the primary field and an identifier from the co-pay card into the secondary insurer field. The patient is instantly provided with coverage data, relaying the patient's out of pocket costs, or co-pay to the secondary insurer's benefit manager, who then provides a discount accordingly. The pharmaceutical company pays for the program's cost, including the difference in the patient's cost.